Our Mission:

Why Kleos

Kleos Insurance Agency is committed to simplifying final expense life insurance for anyone at any age. Our digital-first approach ensures quick, no exam coverage with a personal touch. We combine cutting edge technology with compassionate support, helping families secure peace of mind effortlessly and affordably.

What We Do

We make securing final-expense coverage easy and personal.

Listen First

Complete our quick, no obligation questionnaire so we understand your goals, budget, and health background.

Connect With Advisor

We connect you with a certified licensed agent in your state. Say goodbye to chat bots and call centers.

Compare Real Quotes

Your advisor shops multiple A-rated carriers, explains options and answers every question.

Guided Enrollment

Fast e-applications guided with your advisor to keep paperwork light.

Stay In Your Corner

Need to update beneficiaries or file a claim? Your advisor is a call away.

Independent Advice

We aren't tied to any single insurance company. Our recommendations are always unbiased, ensuring you get the best policy for your needs.

Licensed & Regulated

Every Kleos advisor holds active state licenses and follows strict compliance standards, giving you peace of mind and reliable advice.

Transparent Pay

Insurers pay us a commission, so you never pay extra to use Kleos. Our services are free to you with no hidden fees.

Education First

We prioritize knowledge over hard selling, empowering you to make informed decisions.

Our Values

Integrity

Empathy

Simplicity

Security

Meet Your Expert Advisors

Kleos Insurance Agency boasts a network of over 10,000 licensed life insurance agents nationwide, all dedicated to providing personalized, compassionate guidance. Our agents undergo continuous training in elder care, final expense products, and state specific regulations to serve you better.

Licensed Agents

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Ready to Secure Your Future?

Get your personalized quote today and discover affordable life insurance options tailored for you. Our licensed advisors are here to support you 24/7.

2601 Leora Lane BLDG 2, Unit 215

Lewisville, TX 75056

Support@SynapseAI-crm.com

Company

Resources

Kleos is a brand operated by Synapse Ai, LLC and is used by its affiliated licensed insurance agencies that specialize in final expense life insurance products. Kleos and Kleos.com are non-government entities and are not endorsed by the Centers for Medicare & Medicaid Services (CMS), the Department of Health and Human Services (DHHS), or any other government agency.

Final expense life insurance obtained through Kleos is intended to help offset end-of-life costs, but the benefit may not cover every funeral expense, and your beneficiary can use the proceeds for any purpose. Because these policies focus on a specific need, their death benefits are generally smaller than those of traditional term or whole-life coverage and are not meant to provide broad financial support to survivors. Most plans do not require a medical exam, yet premiums rise with age, and applicants with significant health issues may receive graded or limited benefits during the first years of coverage. Reducing or skipping premium payments can curb cash-value growth and may cause the policy to lapse, while withdrawals or loans will decrease both the cash surrender value and the death benefit. Contributions are limited; exceeding IRS thresholds can turn the contract into a Modified Endowment Contract (MEC), making withdrawals and loans taxable. Product features and availability vary by state, and all guarantees rely on the claims-paying ability of the issuing life-insurance company.